Effective Date: July 9, 2026

Welcome to 321 Insurance Group. By accessing or using our website, requesting a quote, or communicating with us by phone, email, or text message, you agree to these Terms & Conditions.

Our website is provided to help you learn about our insurance products and services and to request insurance quotes.

You agree to use this website only for lawful purposes and not to interfere with its operation or security.

Insurance quotes provided through our website or by our representatives are estimates based on the information you provide. Final premiums, coverage, eligibility, and policy terms are determined by the insurance carrier after underwriting.

Receiving a quote does not guarantee coverage or the issuance of an insurance policy.

You agree to provide complete and accurate information when requesting a quote or communicating with us. Inaccurate or incomplete information may affect eligibility, pricing, or coverage.

All content on this website, including text, graphics, logos, and images, is the property of 321 Insurance Group unless otherwise noted and may not be copied or reproduced without permission.

321 Insurance Group makes reasonable efforts to provide accurate information but does not guarantee that all website content is error-free or current.

We are not responsible for any damages resulting from the use of this website or reliance on information provided through it.

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or security of those websites.

By providing your mobile phone number and opting in to receive SMS messages from 321 Insurance Group, you agree to the following:

You may receive text messages related to:

• Insurance quotes 
• Policy updates 
• Appointment reminders 
• Billing reminders 
• Renewal reminders 
• Customer service communications 
• Promotional offers and announcements 

Message frequency varies depending on your interactions with 321 Insurance Group.

Message and data rates may apply based on your mobile carrier's plan.

You may opt out of SMS communications at any time by replying STOP to any message.

After opting out, you will receive one final confirmation message and no further SMS messages unless you opt in again.

Reply HELP for assistance or contact us using the information below.

Your consent to receive SMS messages is voluntary and is not a condition of purchasing insurance or any other services.

Your information will be handled in accordance with our Privacy Policy.

Mobile opt-in information and SMS consent are not shared with third parties or affiliates for marketing or promotional purposes.

These Terms & Conditions are governed by the laws of the State of North Carolina.

321 Insurance Group

Phone: 844-704-3211

Email: info@321insurancegroup.com

Website: https://321insurancegroup.com